Summary: Health insurance; cost sharing for breast examinations.Prohibits health insurance carriers from imposing cost sharing fordiagnostic breast examinations and supplemental breast examinations,as those terms are defined in the bill, under certain insurance policies, subscription contracts, and health care plans delivered, issued fordelivery, or renewed in the Commonwealth on and after January 1,2025. The bill provides that such examinations include examinationsusing diagnostic mammography, breast magnetic resonance imaging,or breast ultrasound.

Summary: Surplus line broker taxes. Provides thatany surplus lines broker or any person required to be licensed asone shall not be subject to the annual taxes, license taxes, or penaltiesunder current law for any policy of insurance procured during thepreceding calendar year on behalf of a commuter rail system jointlyoperated by the Northern Virginia Transportation Commission and thePotomac and Rappahannock Transportation District.

Summary: Commonwealth Health Reinsurance Program; payment parameters. Requires the State Corporation Commission, in settingthe payment parameters for the upcoming benefits year, to set suchpayment parameters at levels designed to achieve the premium reductiontarget established in the general appropriation act or, if such targetis not established in the general appropriation act, the premiumreduction target of the previous benefit year.

Summary: Insurance; conducting business by electronicmeans. Authorizes a plan sponsor of a health benefit plan, including a dental or vision benefit plan, to agree on behalf of a party enrolled in the sponsored health benefit plan to conduct business by electronic means, provided that the plan sponsor, prior to agreeing on behalf of the party, has confirmed that the party routinely uses electronic communications during the normal course of employment and has provided notice to the party regarding the ability to opt out of using electronic means at any time.

Summary: Health insurance; coverage for polycystic ovarysyndrome. Requires health insurers, health maintenance organizations,and corporations providing health care coverage subscription contractsto provide coverage for the treatment of polycystic ovary syndrome,as defined in the bill, diagnosed by a licensed physician or healthcare provider, including diagnosis by a gynecologist, endocrinologist,primary care physician, pediatrician, nurse practitioner, dermatologist,or infertility specialist. The bill specifies the types of treatmentcovered for polycystic ovary syndrome and applies to policies, contracts,and plans delivered, issued for delivery, or renewed on or afterJanuary 1, 2025.

Summary: Contracts assigning rights to inheritance funds; legal rate of interest. Provides that any contract entered into on or after July 1, 2024, pursuant to which a person receives a cash advance for assigning to a company or other entity a portion of such person's rights to receive inheritance funds from a will in a pending probate matter shall be considered a loan and any additional funds such person is obligated to pay under the terms of the contract shall be considered interest. The bill provides that such contract shall be subject to the legal rate of interest.

Summary: Financial institutions; reporting financial exploitation of elderly or vulnerable adults. Permits a financial institution to allow an elderly or vulnerable adult, as defined in the bill, to submit and periodically update a list of trusted persons whom such financial institution or financial institution staff, as defined in the bill, may contact in the case of the suspected financial exploitation of such adult. The bill also permits a financial institution to conduct a training to instruct its staff on how to identify and report the suspected financial exploitation of an elderly or vulnerable adult internally at such financial institution, to a designated trusted contact, and to various other authorities. The bill directs the Bureau of Financial Institutions of the State Corporation Commission to develop and publish guidelines for such training by January 1, 2026. The bill provides that no financial institution staff that have received such training shall be liable in any civil or administrative proceeding for disclosing the suspected financial exploitation of an elderly or vulnerable adult pursuant to the bill's provisions if such disclosure was made in good faith and with reasonable care. The bill provides that no financial institution that has provided such training shall be liable for any such disclosure by financial institution staff. This bill is identical to SB 174.

Summary: Property Owners' Association Act; meetings of the board of directors; inconsistent provisions. Provides that the provisions of the Property Owners' Association Act govern the conduct of meetings of the board of directors without regard to whether the property owners' association is incorporated or unincorporated. The bill clarifies that such provisions shall not be interpreted to supersede corporate authorities otherwise established by law or governing documents.

Summary: Health insurance; cost sharing for breast examinations.Prohibits health insurance carriers from imposing cost sharing fordiagnostic breast examinations and supplemental breast examinations, as those terms are defined in the bill, under certain insurancepolicies, subscription contracts, and health care plans delivered,issued for delivery, or renewed in the Commonwealth on and after January 1, 2025. The bill provides that such examinations include examinations using diagnostic mammography, breast magnetic resonanceimaging, or breast ultrasound.

Summary: Public utilities; delay of termination of service for certain residential customers; serious medical condition; report. Requires the State Corporation Commission to conduct a proceeding to establish limitations on the authority of public utilities and cooperatives that provide electric, gas, water, or wastewater services to terminate service to any residential customer who provides certification that the customer has a serious medical condition or the customer resides with a family member with a serious medical condition. The bill directs the Commission to adopt regulations to implement such limitations after consulting with certain stakeholders. The bill requires the Commission to submit a report by November 1, 2026, and every three years thereafter, on the effectiveness of the serious medical condition policy after implementation of the regulations and include any suggested changes to such policy for residential utility and cooperative customers.

Summary: Electric utilities; pilot program for underground transmission lines; additional project. Adds one project to the existing pilot program for underground transmission lines. The bill requires the State Corporation Commission to approve one additional application filed between January 1, 2024, and October 1, 2024, as a qualifying project to be constructed in whole or in part underground, as a part of the pilot program. The bill requires that the added qualifying project be a newly proposed 230-kilovolt underground line and that (i) an engineering analysis demonstrates that it is technically feasible to place the proposed line, in whole or in part, underground; (ii) the governing body of each locality in which a portion of the proposed line will be placed underground indicates, by resolution, general community support for the project and that the governing body supports the transmission line to be placed underground; (iii) a project has been filed with the Commission or is pending issuance of a certificate of public convenience and necessity by October 1, 2024; (iv) the estimated additional cost of placing the proposed line, in whole or in part, underground does not exceed $40 million or, if greater than $40 million, the cost does not exceed 2.5 times the cost of placing the same line overhead, assuming accepted industry standards for undergrounding to ensure safety and reliability; if the public utility, the affected localities, and the Commission agree, a proposed underground line whose cost exceeds 2.5 times the cost of placing the line overhead may also be accepted into the pilot program; (v) the public utility requests that the project be considered as a qualifying project under the pilot program; and (vi) the primary need of the project is for purposes of grid reliability or grid resiliency or to support economic development priorities of the Commonwealth, including the economic development priorities and the comprehensive plan of the governing body of the locality in which at least a portion of line will be placed, and not to address aging assets that would have otherwise been replaced in due course.

Summary: Electric utilities; integrated resource plans; grid-enhancing technologies and advanced conductors. Requires an electric utility to include in an integrated resource plan (i) a comprehensive assessment of the potential application of grid-enhancing technologies and advanced conductors, as those terms are defined in the bill, in a manner that ensures grid reliability and safeguards the cybersecurity and physical security of the electric distribution grid and (ii) if applicable, a detailed explanation of why such technologies or conductors are not included in such plan.

Summary: Public utilities; municipal utilities; disconnection of service; limitations; consumer protections. Suspends electric, gas, water, and wastewater utilities subject to the regulation of the State Corporation Commission from disconnecting service to a residential customer for nonpayment of bills or fees during a state of emergency declared by the Governor and provides that such suspension lasts for 30 days after such declaration of the state of emergency. The bill suspends such electric and gas utilities from disconnecting service to a residential customer for nonpayment of bills or fees when the forecasted temperature low is at or below 32 degrees Fahrenheit and suspends electric utilities from disconnecting any such customer from service when the forecasted temperature high is at or above 92 degrees Fahrenheit within the 24 hours following the scheduled disconnection. The bill further suspends electric, gas, water, and wastewater utilities from disconnecting residential customers from service on Fridays, weekends, state holidays, and the day immediately preceding a state holiday. The bill requires each such utility to notify its residential customers of such utility's disconnection for nonpayment policy and to deliver notice of nonpayment of bills or fees to such customers prior to disconnection. This bill is identical to SB 480.

Summary: Virginia Creative Economy Grant Program. Establishes the Virginia Creative Economy Grant Program, to be administered by the Virginia Innovation Partnership Corporation, for the purpose of awarding grants to independent content creators and creative economy entrepreneurs, as those terms are defined in the bill, for the purpose of developing and expanding the creative economy, as defined in the bill, in the Commonwealth. The bill provides for the award of grants of no more than $20,000 to any recipient.

Summary: Department of Human Resource Management; disclosureof certain information. Requires the Department of Human ResourceManagement to provide any recognized public employee association,upon the request of such association, a list containing the nameand work address of each current state employee. The bill requiressuch association to ensure that the information contained in suchlist remains confidential and prohibits any mailing sent by suchassociation to a state employee from containing (i) political or partisan content, (ii) commercial advertising, or (iii) the personal informationof any state employee.

Summary: Restrictions on the sale of nicotine vapor products containing liquid nicotine and hemp products intended for smoking;civil penalties. Provides restrictions and prohibitions on certainretail sales that include (i) restrictions on the number of nicotinevapor products containing liquid nicotine, liquid nicotine containers,and hemp products intended for smoking, as such terms are defined in the bill, that may be sold in one transaction to a consumer; (ii)packaging, labeling, and signage requirements for those selling anynicotine vapor products containing liquid nicotine or hemp productsintended for smoking; (iii) advertising and marketing requirementsfor those selling any nicotine vapor products containing liquid nicotineor hemp products intended for smoking; (iv) education requirementsfor employees at retail establishments selling nicotine vapor productscontaining liquid nicotine or hemp products intended for smoking;and (v) online delivery sale requirements of nicotine vapor productscontaining liquid nicotine or hemp products intended for smoking.The Virginia Alcoholic Beverage Control Authority and the VirginiaDepartment of Agriculture and Consumer Services, as applicable, shallenforce such requirements and restrictions and shall impose civilpenalties on violations thereof.